Anyone get tools stolen?

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I’ve always had an inland marine policy on my tools. Used to be about $10/ month but is more like $20/ month now. Covers them wherever they are. My van, job site, buddy’s house, they’re all covered. Make sure you get a policy that reimburses you at REPLACEMENT COST otherwise you won’t get shit for some of your older tools.
We were doing halls and stairs in an apt building. My son was working one floor up from me. He came down to ask a question and all his tools disappeared. He wasn't more than a couple minutes. After that I started carrying. Was not legal at the time, but I did not care.

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