Three arrested for feeding homeless

[Floorist]

This is hard to believe.


http://www.orlandosentinel.com/news...ess-feedings-arrests-20110601,0,7226362.story

 

[Incognito]

helping the homeless is a wonderful ideal.

There's an ideal.

And then there's reality.

Homeless folks have SWARMED many community where well intentioned do-gooders set up shop distributing free food, clothing, hypodermic needles, condoms...................get the picture.

In a very short time you can't take a deep breath because the stench of human urine and feces is overwhelming. God forbid your daughter, sisters or wives should walk down the street in broad daylight, let alone take a short cut through an alley in the dead of night.

This ain't Kansas anymore Dorothy.

 

[Polestretch]

Why are they homeless? They probably chose to be homeless through the lifestyle they choose to live. Granted there are some truly homeless people that are down on their luck, but most people can survive if they have the will.
Heck, my income laying carpet right now ain't paying the mortgage, but you know what, I'm out there dragging limbs to the chipper, getting covered in poison ivy and oak, selling anything and everything on Ebay to stay a float. It will be a cold day in H E double hockey sticks before the bank takes over this property!

 

[Nick]

I knew people in NY working two jobs living out of a locker at the bus station because they still couldn't afford a apartment , and that was years ago .

 

[Darol Wester]

Since this recession started, there has been a whole lot of really good and very responsible folks end up out on the streets at no fault of their own. Just victims of the failed system. GREED! But we won't go there will we?

 

[highup]

Since this recession started, there has been a whole lot of really good and very responsible folks end up out on the streets at no fault of their own. Just victims of the failed system. GREED! But we won't go there will we?

Nope.
Nobody can take enough money from the rich and give it to the poor and make everyone/anyone happy.
If the government gets involved in the effort, they consume 85% of the transferred/confiscated wealth in the effort to help.
The rich are not the problem................... the government is.
There are not enough wealthy people to support the minority.

 

[Darol Wester]

Nope.
Nobody can take enough money from the rich and give it to the poor and make everyone/anyone happy.
If the government gets involved in the effort, they consume 85% of the transferred/confiscated wealth in the effort to help.
The rich are not the problem................... the government is.
There are not enough wealthy people to support the minority.

I was thinking more along the lines of what some mortgage companies, banks and the likes did to help create their share of homelessness. I'm not saying they did it all by themselves, but they did play a big part. Not to mention the outsourcing of so much of the work from this country. It's all taken it's toll.

We have our share of homeless people around here , though they do tend to thin out quite a bit during the weather months due to the cold temperatures.

 

[Floorist]

We have some homeless even in this rural area. Lived in my car for a couple weeks a long time ago, not fun. I help any of them that I can.

 

[Darol Wester]

Never ending. Here in my town they want to make it illegal to smoke in any office right now, also being tossed around is banning plastic bags.

I had a plastic bag hang on my outboard motor water intake once and burnt the motor up. Cost me $2000 to fix it. Grrr!!

 

[Jon]

Never ending. Here in my town they want to make it illegal to smoke in any office right now, also being tossed around is banning plastic bags.

Every smoker knows smoking is bad for you But?
You wanna come down to New Zealand Keith?
For years there has been no smoking in buildings, even in the casinos. Recently the non smokers are moaning they can't sit outside restaurants and bars because of the smokers. Who kicked them outside? The non smokers and now they are moaning again
Had a house job on a 5 acre bock of land and one of the builders said the whole 5 acres was the site so therefore there was no smoking. I was told the painters were made to go onto the road to smoke. I had a smoke by my car half way up the drive when I was getting my tools out and got ripped up. I informed the other builder I don't need this sh... and was going to leave. Builders off sider whispered to me just have a smoke out of sight
Smokers here still have some rights

 

[highup]

I was thinking more along the lines of what some mortgage companies, banks and the likes did to help create their share of homelessness. I'm not saying they did it all by themselves, but they did play a big part. Not to mention the outsourcing of so much of the work from this country. It's all taken it's toll.

We have our share of homeless people around here , though they do tend to thin out quite a bit during the weather months due to the cold temperatures.

But it all goes back to the government creating a lending atmosphere to make loans to people that really did not really qualify financially to get the loans.

Greed soon followed and we are where we are. People and corporations borrowed money on the way up because they saw financial miracles appearing in an era that they thought would never end.
Lots of blame to go around, but what if Freddie and Fannie never existed, promising to back up those loans?
(the banks wouldn't have taken on the risk to make a certain percentage of loans to unqualified minorities without the pressure or the guaranteed loan backing from the feds)

Sad thing is that the relatively good times turned into what we have now.
Where would we be today if the government would have had strict lending requirements instead of low income lending mandates?
http://www.sjsu.edu/faculty/watkins/subprime.htm

In the past Fannie Mae prohibited the lenders it was dealing with to engage in the practice of red lining. Red Lining meant that a bank would refuse to finance a home purchase in neighborhoods it consider high risk even if the prospective borrowers were themselves good credit risks. In part, this was because the bank did not want, in the event of default and foreclosure, to become the owner of property in a risky neighborhood. The deeper roots of the problem go back to the Community Reinvestment Act of 1977.

In the 1990's under the administration of Franklin Raines, a Clinton Administration appointee, Fannie Mae began to demand that the lending institutions that it dealt with prove that they were not redlining. This meant that the lending institutions would have to fulfill a quota of minority mortgage lending. This in turn meant that the lending agencies would have to lower their standards in terms of such things as down payments and the required incomes. These subprime borrowers would be charged a higher interest rate. Having put the lending agencies into the position of granting subprime mortgages Fannie Mae then had to accept lower standards in the mortgages it purchased. That set the ball rolling. If a bank granted a mortgage to a borrower that was not likely to successfully pay off the mortgage then all the bank had to do was to sell such mortgages to Fannie Mae. The banks typically earned a loan origination fee when the mortgage was granted. The lending agencies could then make substantial profits dealing in subprime mortgages.

Because Fannie Mae and Freddie Mac created a market for subprime mortgages the lenders did not have to worry about of the soundness of the mortgage contract they wrote. Thus the lenders could write the mortgages as adjustable interest rate mortgages knowing full well that an upturn in the interest rates could easily throw the borrower into insolvency. For example, when the interest rate is 6 percent the mortgage payment for a 30-year $200,000 mortgage is $1199 per month. If the interest rate goes up to 7 percent the mortgage payment would increase by $131 per month, an 11 percent increase. For many of the subprime borrowers living on the edge of insolvency this would be enough to push them over the edge. The guilt for the subprime mortgage financial crisis lies both with the lenders who knowingly put borrowers into booby trapped mortgages and the management of Fannie Mae and Freddie Mac for making a market for such booby trapped mortgages thus giving the lenders the incentive for writing them.

What was it Ronald Reagan said were the scariest words ever spoken?

"Hi, I'm from the government and I am here to help you"

 

[Nick]

But it all goes back to the government creating a lending atmosphere to make loans to people that really did not really qualify financially to get the loans.

Greed soon followed and we are where we are. People and corporations borrowed money on the way up because they saw financial miracles appearing in an era that they thought would never end.
Lots of blame to go around, but what if Freddie and Fannie never existed, promising to back up those loans?
(the banks wouldn't have taken on the risk to make a certain percentage of loans to unqualified minorities without the pressure or the guaranteed loan backing from the feds)

Sad thing is that the relatively good times turned into what we have now.
Where would we be today if the government would have had strict lending requirements instead of low income lending mandates?
http://www.sjsu.edu/faculty/watkins/subprime.htm



What was it Ronald Reagan said were the scariest words ever spoken?

"Hi, I'm from the government and I am here to help you"

I thought it was , Hi . I'm Ronald Reagan. Anyone see Bongo?

 

[AndyK]

Every smoker knows smoking is bad for you But?
You wanna come down to New Zealand Keith?
For years there has been no smoking in buildings, even in the casinos. Recently the non smokers are moaning they can't sit outside restaurants and bars because of the smokers. Who kicked them outside? The non smokers and now they are moaning again
Had a house job on a 5 acre bock of land and one of the builders said the whole 5 acres was the site so therefore there was no smoking. I was told the painters were made to go onto the road to smoke. I had a smoke by my car half way up the drive when I was getting my tools out and got ripped up. I informed the other builder I don't need this sh... and was going to leave. Builders off sider whispered to me just have a smoke out of sight
Smokers here still have some rights

It should be left to the business owners. If you don't want smokers post a rule, if you don't mind post a rule.

I don't see how people could conflict with that.

I don't like the smell of smoke while I eat, but I do appreciate a place to go and smoke when I'm finished. All I need is a small outdoor section.

 

[AndyK]

They also either banned or plan to ban smoking in parks in Austin.

I will end them.

I understand banning it on Playgrounds.

Most of the parks around here though are just launching places for tubes.

 

[highup]

I thought it was , Hi . I'm Ronald Reagan. Anyone see Bongo?

Bongo get off of the roof of that foreclosed home, It's government property.